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🪜 Step-up SIP Calculator India — Annual SIP Increase Calculator
See the massive difference when you increase SIP annually alongside your salary hike — step-up vs flat SIP comparison with chart.
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Projection table
How much should I step up my SIP each year?▾
A good rule of thumb is to increase your SIP by 10–15% every year, matching your expected salary hike. Even a 10% annual step-up can increase your final corpus by 60–80% compared to a flat SIP over 20 years.