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🧾 Income Tax Calculator India FY 2025-26 — New vs Old Regime
Compare old vs new tax regime for FY 2025-26 with ₹12 lakh zero-tax rebate, 80C deductions, HRA, and home loan interest.
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Projection table
Who benefits from the new tax regime?▾
Taxpayers with fewer deductions (no home loan, minimal 80C) benefit from the new regime. If total deductions including 80C (₹1.5L), HRA, and home loan interest exceed ₹3.75 lakh, the old regime usually wins.
Is there zero tax up to ₹12 lakh in new regime?▾
Yes — under FY 2025-26, there is a ₹60,000 rebate under Section 87A for income up to ₹12 lakh under the new regime, effectively making it zero tax. Above ₹12 lakh, tax applies as per slabs.